Poryadina И. . Competitiveness of the insurance product in modern economic condition. Economic series of the Bulletin of L.N. Gumilyov ENU, [S. l.], n. 1, p. 156–167, 2023. Disponível em: https://bulecon.enu.kz/index.php/main/article/view/134. Acesso em: 24 dec. 2025.