Financial analysis and assessment of solvency of subsidiary of joint stock company «Bank VTB (Kazakhstan)»

Abstract

The article defines the main indicators affecting the financial stability of commercial
banks. The essence of the financial stability of the Bank is its consideration as «immunity» – ability to
withstand various external and internal negative economic factors. Solvency is the main indicator of the
stability and reliability of commercial banks. The solvency of a credit institution is determined by the
balance of its assets and liabilities and by the timing of the assets placed and the liabilities raised. Thus, the
factors affecting the solvency of the Bank are the state of assets and liabilities of the Bank, the liquidity of
assets, a stable resource base, as well as the ability to attract third-party funds.