The system of managing problem credits
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Keywords:
credit, Finance, default, problem loans, Bank credit risk, credit portfolio, losses, doubtful debts, international monetary Fund, Basel Committee, economic crisis, income, segment, economic instability, obligation, credit scoring, collectrlik Agency, liquidityAbstract
This article defines the need to develop approaches to managing problem loans in
developed countries and generalize the experience and features of developing methodological approaches
for the formation of universal methods for managing problem loans. Currently, relevant for banks and
additional aspects that require individual research in this work are the analysis of risks and prospects for
the development of each of the technologies used in creating a methodology for managing a portfolio of
problem loans. In the context of the economic crisis, the current state and prospects for the development
of problem credit management are of great interest in Kazakhstan. The purpose of this study is to develop
theoretical approaches to managing problem loans and to develop methodological and organizational bases
for managing a portfolio of problem loans in a Kazakh commercial Bank.
The development and implementation of methodological foundations for managing a portfolio of
problem loans in commercial banks will help to increase the overall reliability, liquidity and attractiveness
of the banking system of the Republic of Kazakhstan.
